You can (usually) obtain insurance cover against the risk of being landed with a large bill for legal costs and expenses (your own, and those of your opponent if the court so orders), should you lose your case. These policies, called 'after the event' policies, provide cover just against the legal costs arising as a result of a disputed event, or an accident. They are not cheap. The cost varies with the type of case, but cover against the potential legal costs of even a simple road traffic accident would start at around £350. However, you may be able to recover the cost of the premium from your opponent if you win your case.
