Our banking and finance solicitors advise on a wide variety of financial transactions for many different types of client.
We act for lenders and borrowers alike in respect of secured lending, property and development financing, asset-based lending, invoice discounting, factoring and supplier financing. We are appointed to the panel of approved law firms for the majority of the major banks in the Midlands and regularly act for these banks on a range of lending transactions.
The team also acts for private equity houses, other corporates and individuals (particularly in connection with management buy-outs and buy-ins) in relation to acquisition and development financings and corporate restructurings, including debt by way of loan notes and intra-group debt arrangements.
We have extensive experience of intercreditor, security trust and other priority arrangements where there are competing debt or security claims over a company. We also advise borrowers and incoming lenders on the refinance of existing indebtedness and the exit of incumbent secured lenders.
Members of our team also act for originators and investors on debt capital market financings and in relation to private placements of notes.
We have a wealth of in-depth legal and commercial knowledge. Senior team members have many years’ experience working for market-leading law firms in London as well as Birmingham, and all team members share the same goals – delivering in a friendly manner legal advice of the highest quality that is clear and easy-to-understand for our clients and meets their specific needs at competitive rates (including fixed fees wherever possible in order to deliver value for money and budget certainty).
Invoice finance (invoice discounting or factoring) involves a financier advancing a certain amount of working capital funds against a company’s invoices.Read more
The history of social housing finance makes interesting reading and we have been involved in its story since the early 1980s when we helped set up what is now one of the largest housing groups in the country.Read more
A summary of the drivers behind the latest extension (in December 2014) of the Funding for Lending Scheme, the aims of the Scheme for 2015 and its interaction with other initiatives designed to stimulate bank lending to smaller corporates.Read more