Claire Waring Archive

Charges over rent deposits

The Department for Business, Innovation and Skills has published draft regulations amending the regime currently in place under the Companies Act 2006 (the “2006 Act”) in respect of registering security, such as rent deposits, at Companies House. If the regulations come into force, they will remove the need to register a rent deposit deed with Companies House.

Shared equity and consumer credit legislation

There are a raft of shared equity schemes currently being offered by house builders but, in order to offer sales incentives, they must have a consumer credit licence. Under current consumer credit legislation any house builder offering “shared equity” sales incentives must have a consumer credit licence issued by the OFT. Builders should know their obligations and be aware of the consequences of non-compliance.

Green energy: obligations and opportunities

As a nation we are bound by certain global and European protocols and legislation which have either worked their way through to the domestic statute book or are in the process of doing so. The driving factors behind the general push towards green energy range from increasing social responsibility and accountability to improving energy security. There can also be a very good business case for embracing green technology.

Protect against title defects using legal indemnity insurance

Title defects are not unusual and legal indemnity insurance (if available) can be a quick way of dealing with them. Increasingly, legal indemnity insurance is being offered by sellers and demanded by buyers in order to protect them from actual or perceived title defects. Legal indemnity insurance which was once generally used only as a last resort, is now increasingly viewed as a quick and low-cost way of dealing with a title defect so that the defect does not prejudice or delay a sale.
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