Mary has worked in the area of lender litigation for approximately 20 years, dealing specifically with mortgage repossessions for a major high street lender.
She provides advice to clients on compliance with the Pre-Action Protocol for possession claims based on mortgage or home purchase plan arrears in respect of residential property, the Mortgage Repossession (Tenant Protection) Act 2010 and Civil Procedure Rules, part 55 which governs mortgages.
Mary utilises the Possession Claim Online (PCOL) service to provide a quick, efficient and cost effective service to clients.
- Involved in a variety of applications to suspend possession warrants.
- A recent example is a case where the mortgaged property was unlawfully let. The tenant made an application at court under the Mortgage Repossession (Protection of Tenants etc) Act 2012 to seek a temporary suspension of the Warrant to allow him additional time to find alternative accommodation. The tenant advised the court that he only rented one room in the house. The tenant’s application was dismissed as the tenant had no protection under the above Act as he was deemed a lodger and not a tenant.
This Leamington Spa-based property dispute resolution team advises on both commercial landlord and tenant disputes, and residential property issues. The group has significant experience in mediation, injunctions, arbitrations and expert determination.
Mary has worked at Wright Hassall for in excess of 20 years, gaining experience in commercial litigation, property litigation and, in more recent years developing her specialism in the area of arrears recovery and mortgage possessions.