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Charity faced with uninsured losses

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Posted by Susan Hopcraft on 12 February 2020

Susan Hopcraft Partner

We were instructed by a charity where a property had been damaged quite badly but no insurance was available to respond to the business interruption losses.  

We were able to step in where negotiations had stalled between the charity and the third party responsible for the damage to extract swift and substantial compensation allaying the losses that had resulted from the charity shop being closed for so long due to the damage.  

In order to eliminate any risk for the client we acted on a funding arrangement that meant the client did not need to pay any legal fees unless and until the claim succeeded.  Damages were obtained within four months.  Insurance cover might have indemnified the major loss, but it is always worth reviewing other subsidiary losses and seeking legal advice on what might be recovered out of uninsured losses. 

About the author

Susan is a disputes and professional negligence lawyer, mainly in the financial services sector.

Susan Hopcraft

Susan is a disputes and professional negligence lawyer, mainly in the financial services sector.

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