2020-03-07
Case Studies

Charity faced with uninsured losses

Home / Knowledge base / Charity faced with uninsured losses

Posted by Susan Hopcraft on 12 February 2020

Susan Hopcraft Partner

We were instructed by a charity where a property had been damaged quite badly but no insurance was available to respond to the business interruption losses.  

We were able to step in where negotiations had stalled between the charity and the third party responsible for the damage to extract swift and substantial compensation allaying the losses that had resulted from the charity shop being closed for so long due to the damage.  

In order to eliminate any risk for the client we acted on a funding arrangement that meant the client did not need to pay any legal fees unless and until the claim succeeded.  Damages were obtained within four months.  Insurance cover might have indemnified the major loss, but it is always worth reviewing other subsidiary losses and seeking legal advice on what might be recovered out of uninsured losses. 

About the author

Susan is a disputes and professional negligence lawyer, mainly in the financial services sector.

Susan Hopcraft

Susan is a disputes and professional negligence lawyer, mainly in the financial services sector.

Recent articles

01 June 2020 Medical Negligence and breast cancer – is your treatment up to date?

Headlines in today’s Daily Mail stated that “2.4M Caught in Covid Cancer Backlog”. It claimed that ‘screening checks, hospital appointments and vital treatment lost during the pandemic’ and was based on figures from Cancer Research UK. The article also quoted figures from the Office for National Statistics that 13,000 more people had died than expected from causes other than Covid.

Read article
29 May 2020 Return to the workplace risk assessments

Following recent Government announcements, the time has come to consider a phased return to places of work. Obviously, given the unprecedented nature of Covid-19, such a process will be riddled with confusion for both employers and employees – how will the return to work operate?

Read article
28 May 2020 Guide to restrictive covenants

Employment and consultancy contracts often contain clauses restricting an individual’s working activity when they leave a business. These clauses, ‘post termination restrictive covenants’, typically restrict the ex-staff member’s ability to work in competing businesses, to deal with clients, to try to win business from them, or to poach other staff members.

Read article
Contact
How can we help?
01926 732512
CALL BACK