Christopher leads our banking & finance team and has primary responsibility for our relationships with the UK clearing banks to whose legal panels we are appointed and with the broad spectrum of alternative lenders for which we regularly act.  He has extensive experience of a wide range of high-value finance work. 

Christopher regularly acts for lenders and borrowers on sizeable and complex corporate financings, many of which have multi-jurisdictional aspects, and on finance transactions throughout the property industry, including the financing of property development and property investment, drawing where required on the deep expertise of our construction, development, planning and commercial property teams.

Christopher works on new financings alongside our social housing team which has an outstanding reputation as a leading supplier of legal solutions to the social housing sector.  He advises both lenders and registered providers of all sizes on a full spectrum of social housing finance, including leveraged and development finance, public bond issuances and private placements.

Christopher frequently forms part of our core sector teams, which provide specialist advice to the manufacturing & engineering health & social care and agriculture sectors.

He has in-depth experience of all aspects of asset-based lending, including invoice finance, factoring, receivables securitisation, supplier finance, hire purchase, sale and leaseback, finance leases and operating leases.  He brings this knowledge to bear to obtain for clients the best solutions to their asset-based lending needs.

Christopher is also able to advise on corporate restructurings and refinancings, distressed debt transfers and insolvency matters, including the options available to secured creditors around enforcement of security.  He also advises on the UK’s highly complex consumer credit regime.

Case studies

Experience

  • Acting for an alternative lender on a £16,300,000 warehouse financing of an SME lender.
  • Acting for an alternative lender on a £5,000,000 financing of a provider of leased executive cars.
  • Acting for a housing developer on a property acquisition from a seller at risk of insolvency, which involved our client acting as lender and funding the £4,500,000 acquisition by a newco of the seller’s £13,000,000 debt to a mainstream bank at a deep discount, together with all related security (for more detail, please see our case study.
  • Acting for a mainstream bank on a £40,000,000 revolving credit facility for a large registered provider.
  • Acting for a leading independent schools foundation on a multi-million pound development finance facility from a mainstream bank.
  • Acting for a mainstream bank on a £15,000,000 development financing in relation to the construction of a 7,000-vehicle capacity national distribution hub on a former colliery site.
  • Acting for a plastics manufacturer on an £11,000,000 refinance with a mainstream bank, comprising a £7,000,000 invoice finance facility, a £2,000,000 stock, plant and machinery facility and a £2,000,000 working capital term loan.
  • Acting for a care group on a £11,000,000 refinance with a mainstream bank together with associated intercreditor arrangements with a joint venture partner.
  • Acting for an alternative lender on a £3,000,000 financing of a management buy-out and buy-in in respect of a fasteners manufacturer.
  • Acting for two agricultural landlords in negotiating a highly complex direct agreement with the mainstream bank funder to their tenant, a solar farm operator.

Career

Christopher graduated from Oxford University (Lincoln College) with a BA degree in Jurisprudence.

He began his career with 8 years at Freshfields Bruckhaus Deringer, the City magic circle firm, where his transactional experience included complex, multi-jurisdictional structured finance deals together with acting for investment funds on the acquisition of Airbus aircraft and their leasing to foreign flag-carrying airlines. In particularly notable experience, he spent 15 months leading a team of 25 lawyers acting for the Department for Transport on its Intercity Express Programme, a £6bn procurement of a new fleet of trains to be introduced on two UK main lines.  He also completed client secondments with The Royal Bank of Scotland and with Eversholt Rail.

After a spell at Pinsent Masons in Birmingham, notably acting for the receivables securitisation team of mainstream global bank, Christopher joined Wright Hassall in 2014.  He brings to the Banking & Finance team a wealth of experience as well as the enthusiasm, focus and determination needed to continue the growth of the team well into the future.

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