Chris is a Partner in our banking & finance team and has responsibility for our relationships with the UK clearing banks to whose legal panels we are appointed and with the broad spectrum of alternative lenders for which we regularly act. He has extensive experience of a wide range of complex, high-value finance work.
Chambers & Partners 2019 ranks Chris as an “Up and Coming” Lawyer and comments that he “assists clients with asset-based lending and various corporate and property finance matters. One client says: "He is diligent and very thorough, and has a practical, hands-on approach. He also understands the commercial drivers of our business." ”.
Chris is also named in The Legal 500 2019 as a “Next Generation Lawyer”. The directory comments that he “oversees the whole process while maintaining very strong communications throughout; excellent technically and in client relationships”.
Chris regularly acts for lenders and borrowers on sizeable and complex corporate financings, many of which have multi-jurisdictional aspects, and on finance transactions throughout the real estate industry, including the financing of real estate development and real estate investment, drawing where required on the deep expertise of our construction, development, planning and commercial real estate teams.
Chris works on new financings alongside our social housing team which has an outstanding reputation as a leading supplier of legal solutions to the social housing sector. He advises both lenders and registered providers of all sizes on a full spectrum of social housing finance, including leveraged and development finance, public bond issuances and private placements.
Chris frequently forms part of our core sector teams, which provide specialist advice to the manufacturing & engineering, education, health & social care and agriculture sectors.
He has in-depth experience of all aspects of asset-based lending, including invoice finance, factoring, receivables securitisation, supplier finance, hire purchase, sale and leaseback, finance leases and operating leases. He brings this knowledge to bear to obtain for clients the best solutions to their asset-based lending needs.
Chris is also able to advise on corporate restructurings and refinancings, distressed debt transfers and insolvency matters, including the options available to secured creditors around enforcement of security. He also advises on the UK’s highly complex consumer credit and financial promotion regimes.
- Acting for the captive finance company of a globally-renowned car manufacturer on aggregate £39,000,000 land purchase and development finance facilities, to fund the development of two state-of-the-art car dealerships.
- Acting for an alternative lender on a £16,300,000 warehouse financing of an SME term lender.
- Acting for an alternative lender on a £21,000,000 warehouse financing of an SME asset financier.
- Acting for an alternative lender on a £5,000,000 warehouse financing of an SME invoice financier.
- Acting for a plastics manufacturer on an £11,000,000 refinance with a mainstream bank, comprising a £7,000,000 invoice finance facility, a £2,000,000 stock, plant and machinery facility and a £2,000,000 working capital term loan.
- Acting for Warwick Independent Schools Foundation on a £28,000,000 development finance facility from HSBC.
- Acting for a mainstream bank on a £15,000,000 development financing in relation to the construction of a 7,000-vehicle capacity national distribution hub on a former colliery site.
- Acting for an alternative lender on a £13,000,000 financing of innovative energy-from-waste project company.
- Acting for a housing developer on a property acquisition from a seller at risk of insolvency, which involved our client acting as lender and funding the £4,500,000 acquisition by a newco of the seller’s £13,000,000 debt to a mainstream bank at a deep discount, together with all related security
- Acting for a mainstream bank on a £40,000,000 revolving credit facility for a large registered provider of social housing.
- Acting for two agricultural landlords in negotiating a highly complex direct agreement with the mainstream bank funder to their tenant, a solar farm operator.
Chris graduated from Oxford University (Lincoln College) with a BA degree in Jurisprudence.
He began his career with 8 years at Freshfields Bruckhaus Deringer, the City magic circle firm, where his transactional experience included complex, multi-jurisdictional structured finance deals together with acting for investment funds on the acquisition of Airbus aircraft and their leasing to foreign flag-carrying airlines. In particularly notable experience, he spent 15 months leading a team of 25 lawyers acting for the Department for Transport on its Intercity Express Programme, a £6bn procurement of a new fleet of trains to be introduced on two UK main lines. He also completed client secondments with The Royal Bank of Scotland and with Eversholt Rail.
After a spell at Pinsent Masons in Birmingham, notably acting for the receivables securitisation team of mainstream global bank, Chris joined Wright Hassall in 2014. Since joining he has played a leading role in the hugely impressive growth of our Banking & Finance team, helping Chris to forge an established reputation within the “mid-markets” financing space in the Midlands and beyond.