Steph is a Solicitor in our Banking & Finance team. She joined Wright Hassall in May 2017 upon completion of her training contract at a Derby-based specialist commercial law firm, during which she developed her expertise through a large number of corporate, finance, commercial and commercial property transactions.

This breadth of transactional experience has stood Steph in good stead; she very quickly became an integral part of our rapidly growing and highly successful Banking & Finance team. She provides proactive support to more senior team members on the team’s most complex and sizeable transactions and, during 2018, has herself led over 30 transactions for a renowned alternative lender client of the team featuring total debt of over £60,000,000.

These transactions typically feature corporate leveraged finance facilities, often alongside working capital and mezzanine or subordinated finance facilities. Steph has also gained significant experience of various types of asset-based lending (including asset financing and invoice financing) and of property investment and development financing.

This range of work frequently sees Steph working alongside colleagues from our Corporate, Commercial Property, Commercial and Construction teams, requiring her to demonstrate her strong transaction management skills.

Steph has also gained significant experience of charity law and governance, charity finance and dealings with the Charity Commission.

Experience

  • Acting for a top-10 University on a £75,000,000 working capital facility from a mainstream bank and the revision of facilities totalling £200,000,000.
  • Acting for Warwick Independent Schools Foundation on a £28,000,000 development finance facility, including complex questions of charities law as to borrowing and mortgaging of property.
  • Acting for an alternative lender on a £21,000,000 warehouse financing of a notable asset financier.
  • Acting for an alternative lender on a £3,150,000 stock finance facility, which included the grant of security by a number of Californian subsidiaries of the borrower.
  • Acting for an alternative lender on an innovative £2,750,000 financing of a new style employee ownership trust (EOT). The lending saw a significant stake in a successful and growing trading business transfer to the EOT trustee for the long term benefit of the business’ employees.

Career

Steph read Law with Business Studies at the University of Birmingham before going on to gain a distinction in her LPC at the University of Law in Birmingham.

Steph completed her training contract at a Derby-based specialist commercial law firm, during which she developed her expertise through a large number of corporate, finance, commercial and commercial property transactions.

She joined Wright Hassall in May 2017 upon qualification.